When a covered event occurs, having renters insurance can save you hundreds or thousands of dollars, and a lot of stress. If your home has been damaged by a fire and you have renters insurance, you may be wondering whether your insurance covers fire damage.
The professionals at Hausmann Insurance & Financial Services, serving Charlotte and Waxhaw, NC, can help. We’ll answer your questions and help you determine what your insurance does and doesn’t cover. Here’s what you need to know.
What Does Renters Insurance Cover?
Renters insurance policies will pay to repair or replace damaged, lost, or destroyed belongings when a covered event occurs. Coverage levels vary from one policy to the next. A typical renters insurance policy will cover:
- Accidental discharge of water
- Smoke
- Fire
- Lightning
- Windstorm
- Theft
- Vandalism
This means that if you have a standard renters insurance policy, fires are most likely covered. To find out more about your renters insurance policy, contact your insurance agent.
Need To File a Claim for Fire Damage? What To Expect
If you’re filing a claim for fire damage, the first thing you should do is contact your insurance agent to initiate the claims process. Your insurance agent can help you file a claim with your insurance carrier. And if you need assistance during the claims process, your agent can provide it.
Call To File a Claim
Were you a victim of an apartment fire? Do you need to file a claim with your insurance company? The professionals at Hausmann Insurance & Financial Services, serving Charlotte and Waxhaw, NC, can help. We’re happy to answer your questions and provide support as needed. Call to get started with the claims process.
