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Hausmann Insurance & Financial Services

2313 Randolph Rd
Charlotte, NC 28207

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North Carolina Homeowners with Home Insurance Coverage

Home Insurance in North Carolina

You just bought a new home and want to protect your investment. This is where home insurance comes in - insurance protects your investment, your family, and your peace of mind. North Carolina doesn't legally require home insurance, but your mortgage lender may. Read on to learn everything you need to know about insuring your home in Charlotte, NC.

North Carolina Legal Home Insurance Requirements

As mentioned above, the state of North Carolina doesn't require home insurance, but it does regulate it to ensure you are kept safe. Homeowner's insurance protects you against legal liability for accidents, fires, and other catastrophes that occur on your property. Your mortgage lender typically requires you to carry minimum coverage of 80% of the replacement cost of the structure.

You can also include coverages for personal property, personal injury liability, loss of use, and other structures in your homeowner's policy. These important coverages keep you safe against any catastrophe that may affect you. So, where can you find a policy in North Carolina?

Hausmann Insurance & Financial Services Home Insurance in North Carolina

Homeowner's insurance covers a home you buy or rent. If you're affected by an accident or hazard, you can include everything from liability and medical payments to living expenses and more. If you're affected by a disaster, you'll be happy you have insurance. That's where we come in.

Hausmann Insurance & Financial Services is a local insurance agency that is located right here in North Carolina. Our licensed insurance agents are authorized to find you the best coverages options for your situation.

We provide personalized services to our community and neighbors in Charlotte, NC. Visit our office today to speak with one of our licensed insurance agents about the reliability of homeowner's insurance for your specific needs.


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Servicing States

  • North Carolina
  • South Carolina
  • Georgia
  • Virginia