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Hausmann Insurance & Financial Services

2313 Randolph Rd
Charlotte, NC 28207

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North Carolina Motorcycle insurance coverage

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Motorcycle Insurance in North Carolina

Finding Reliable Motorcycle Insurance

There is only one place to shop for motorcycle insurance, and that is Hausmann Insurance & Financial Services in Charlotte, NC. If you own a motorcycle, it is crucial to stay protected. You do not want to wait until something happens to get insured. Accidents and fines can be pretty expensive without insurance. For your protection, make sure that you obtain coverage.

Laws in North Carolina

There are state laws that require any person that owns a motorcycle to obtain coverage before taking the vehicle on the road. You must at least carry liability insurance for your motorcycle. This is not optional.

To meet North Carolina mandatory insurance requirements, you will need to at least have:

  • $25,000 property damage coverage per accident
  • $30,000 death or bodily injury coverage per person and per accident
  • $60,000 bodily injury or death per person and per accident

It is important to note that these numbers are just the minimum and what is required by law. You can always purchase higher coverage if you want more protection. You can choose from any of the coverage options:

  • Comprehensive - pays for damages to your bike that are not related to an accident
  • Collision - takes care of payments to your bike after an accident
  • Medical payments - pays for medical payments
  • Towing & labor - which covers emergency roadside assistance and labor resulting from a breakdown or an accident

Contact Us

Contact us today for a quote on your motorcycle. You can visit our office at Hausmann Insurance & Financial Services or give us a call. We have agents that will be more than happy to assist you in finding the best protection for you. You do not want to wait until it is too late and end up suffering major consequences as a result. If you live in the Charlotte, NC area, we will work to get you protected.


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Servicing States

  • North Carolina
  • South Carolina
  • Georgia
  • Virginia