Click to Call
Hausmann Insurance & Financial Services

2313 Randolph Rd
Charlotte, NC 28207

Get Directions
North Carolina Motor Home insurance coverage

Request a quote

Motor Home Insurance in North Carolina

If you are looking for insurance to protect your motor home, there is only one place to shop, and that it here at Hausmann Insurance & Financial Services in Charlotte, NC. Motor home insurance is similar to homeowners or renter's insurance. However, it differs a bit because although people live in motor homes, they are also vehicles and need specific auto insurance policies. There are various options that you can choose from to keep you and your family protected.

Is it a legal requirement to have motor home insurance?

Yes, in North Carolina, it is mandatory to have insurance if you are driving the home to another location. Every kind of RV and trailer must be insured in North Carolina. You must have both liability and uninsured motorist coverage to pass the legal requirements. You must have at least $30,000 for bodily injury liability per person and at least $60,000 for all persons involved. You can face severe penalties and fines if you fail to obtain and maintain insurance.

What other options for coverage do I have?

Of course, you do not have to settle with liability coverage if you want more protection. First off, let's take a look at the type of RVs and motor homes that can be insured.

Motorized RVs that can be covered are:

  • Bus conversions
  • Class A RV
  • Class B camper vans
  • Class C RV

Trailers that can be insured are:

  • Travel trailer
  • Truck trailer
  • Fifth wheel
  • Pop-up tent trailer
  • Toy hauler trailer

As far as additional coverage, you can choose from any of the following:

  • Collision
  • Liability
  • Comprehensive
  • Underinsured/uninsured motorist coverage
  • Personal belongings
  • Equipment and attached accessories
  • Vacation and campsite
  • Towing and roadside

Get a Quote Today

Visit our office at Hausmann Insurance & Financial Services for a quote today if you live in or near Charlotte, NC, and own either a trailer or RV. We will work to make sure we always give you reliable coverage to keep you protected.


Right 1st image

Locally owned and operated

Right 2nd image

Policies that meet & exceed expectations

Right 3rd image

Get an Annual Policy review

Servicing States

  • North Carolina
  • South Carolina
  • Georgia
  • Virginia