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Hausmann Insurance & Financial Services

2313 Randolph Rd
Charlotte, NC 28207

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North Carolina Auto owners with Auto Insurance Coverage

Auto Insurance in North Carolina

Auto Insurance, Legal Requirements, & Coverage Options

Hausmann Insurance & Financial Services is here to help you find your next auto policy. We are located in Charlotte, NC, and take pride in working to provide the best options for your vehicle. You must make sure that you abide by all state laws in North Carolina. Obtaining and maintaining auto insurance is required by law. Driving without insurance could cause risks for other drivers and yourself.

In North Carolina, you must carry a minimum of the below:

  • Bodily injury coverage - $30,000 per person & $60,000 per accident
  • Property damage liability - $25,000 per incident
  • Uninsured motorist bodily injury - $30,000 per person $60,000 per accident

There is no required state law that makes it mandatory for any person to maintain underinsured motorist coverage, although it can give you valuable protection. You should also be aware that when traveling outside of North Carolina, your auto insurance will still be effective in protecting you.

If you want more than just liability coverage, you can also get collision, comprehensive, or medical coverage. Collision will help to cover any expenses for repair to your vehicle for damage resulting from an accident. Comprehensive coverage will help with expenses that will include your vehicle if it has been stolen or damaged from natural occurrences such as storms. Medical payments will cover medical or funeral costs for any person involved in an accident.


Be sure to visit us here at Hausmann Insurance & Financial Services Auto Insurance in Charlotte, NC to obtain a quote for auto insurance. You can shoot us an email or give us a call. We can answer any questions that you may have and walk you through the insurance buying process. Contact our office to get started with a quote or try our online rating tool.


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Servicing States

  • North Carolina
  • South Carolina
  • Georgia
  • Virginia