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Hausmann Insurance & Financial Services

2313 Randolph Rd
Charlotte, NC 28207

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North Carolina Commercial insurance coverage

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Commercial Insurance in North Carolina

Commercial Insurance Protection

Protect your business by obtaining a policy from Hausmann Insurance & Financial Services in Charlotte, NC. Whether you own a small or large business, it is crucial to always maintain business insurance in the event of an injury or lawsuit. Commercial coverage will protect you from many possible financial losses.

Legal Requirements

The good thing about the state of North Carolina is that it is a no-fault state, which means that all businesses are not required to carry business insurance. However, this doesn't mean that businesses still should not obtain it. If you are found at fault in an accident, you will likely not be able to cover all damages if you do not have insurance. You do not want to risk losing everything.


One of the most important and most used commercial insurance options is liability insurance. This will help to protect your business against any claims that can leave a damaging effect on the reputation of your business. Liability also helps to protect against bodily injury and property damage.

Your business can also take advantage of a business owner's policy, which is a policy that combines both business liability insurance and business property insurance. Fire, vandalism, and other losses will be covered under this type of policy.

Lastly, worker's compensation is a type of business insurance that is required in North Carolina. All businesses that have at least three employees will need to obtain worker's compensation insurance.


Give us a call or visit our office at Hausmann Insurance & Financial Services if you are in need of commercial insurance in Charlotte, NC. We can help answer your questions and make sure you have the appropriate protection for your company.


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Servicing States

  • North Carolina
  • South Carolina
  • Georgia
  • Virginia