Motor home insurance coverage is not just a legal requirement. It’s protection for a valuable asset, and it can give you peace of mind in knowing that you won’t have to worry about a huge loss if your motor home is damaged by a covered peril. However, the motor home itself isn’t the only thing you’ll want to look out for when you go on a trip. The items in your motor home may not be completely covered or have as much coverage as you need unless you buy additional coverage.
Motor Home Insurance and Personal Belongings
Motor home Insurance covers some personal belongings. However, coverage varies depending on the policy you pick. Often, you’ll find limits on how much you can claim for a single item, as well as the total amount you can claim for all the items in your motor home. If basic coverage isn’t enough for your situation, it may be a good idea to purchase one or more policy riders. Increased contents coverage, for instance, covers valuable personal items that aren’t covered by a regular policy. Annexe coverage protects annexes such as awnings, a satellite dish, and/or outdoor furniture. You can also buy insurance that compensates you for the cost of replacing your motor home lock, or buying new foods/medicines to replace items that spoiled because of a covered peril.
Hausmann Insurance & Financial Services Offers More Information – Contact our Charlotte or Waxhaw Office Today
Hausmann Insurance & Financial Services serves motor home owners in and around Charlotte, NC, and Waxhaw, NC. We offer multiple policy options and policy riders to suit the needs of customers from all walks of life. Call us to find out more about your options or to get price quotes on specific policies.
