{"id":44,"date":"2022-01-24T04:00:00","date_gmt":"2022-01-24T10:00:00","guid":{"rendered":"https:\/\/www.hausmanninsagency.com\/blog\/?p=44"},"modified":"2022-02-03T13:32:07","modified_gmt":"2022-02-03T19:32:07","slug":"can-boat-insurance-cover-older-boats","status":"publish","type":"post","link":"https:\/\/www.hausmanninsagency.com\/blog\/can-boat-insurance-cover-older-boats\/","title":{"rendered":"Can Boat Insurance Cover Older Boats?"},"content":{"rendered":"<p>With attention, care, and knowledge, a well-made boat can last for centuries. The USS Constitution has been afloat since the 18th century, and you can still walk her deck today.&nbsp;Hausmann Insurance &amp; Financial Services serving Charlotte, NC wants you to know your boating insurance needs so you can be financially confident whether you&#8217;re cruising the Atlantic or boating around Lake Norman.<\/p>\n<h2>Does Insurance Cover Older Boats?&nbsp;<\/h2>\n<p>In a broad sense, insurance policies may cover just about anything that is not a crime perpetrated by the policyholder. Residents of Waxhaw, NC or the larger Charlotte area&nbsp;do not have to worry directly about the age of the boat. Instead, the split is between smaller boats under 26 feet as boatowners&#8217; policies, with larger boats covered under yacht policies. Like any other insured vehicle, the insurer will assess the condition of the boat and the intended operators when determining the terms of a policy.<\/p>\n<h2>Do Older Boats Need Insurance?<\/h2>\n<p>Insurance requirements vary between states, but North Carolina residents do not have to carry a minimum level of insurance.&nbsp;Smaller boats may also qualify for limited coverage from a homeowners&#8217; policy. In a financial sense, being in a boating accident without at least minimum liability coverage can be a recipe for disaster.<\/p>\n<h2>Check If Your Old Boat Needs Insurance Today<\/h2>\n<p>Hausmann Insurance &amp; Financial Services knows that Waxhaw, NC and nearby friends work hard and need to carefully balance costs like insurance premiums with the realities of day-to-day life. Contact us today to find out your options for boat coverage, including ways to prepare your older boat before an insurance inspection.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With attention, care, and knowledge, a well-made boat can last for centuries. The USS Constitution has been afloat since the 18th century, and you can still walk her deck today.&nbsp;Hausmann Insurance &amp; Financial Services serving Charlotte, NC wants you to know your boating insurance needs so you can be financially confident whether you&#8217;re cruising the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[12,11,13],"class_list":["post-44","post","type-post","status-publish","format-standard","hentry","category-boat-watercraft-insurance","tag-charlotte","tag-hausmann-insurance-financial-services","tag-waxhaw-nc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"With attention, care, and knowledge, a well-made boat can last for centuries. 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