{"id":24,"date":"2021-04-26T04:00:00","date_gmt":"2021-04-26T10:00:00","guid":{"rendered":"https:\/\/www.hausmanninsagency.com\/blog\/?p=24"},"modified":"2021-04-26T15:57:29","modified_gmt":"2021-04-26T21:57:29","slug":"what-is-renters-insurance-and-what-does-it-cover","status":"publish","type":"post","link":"https:\/\/www.hausmanninsagency.com\/blog\/what-is-renters-insurance-and-what-does-it-cover\/","title":{"rendered":"What Is Renters Insurance, and What Does it Cover?"},"content":{"rendered":"

Many uninsured renters in Charlotte and Waxhaw, NC, live under the belief that their landlord insurance shields their possessions against calamities. The ultimate truth is that your landlord policy does not protect tenants. To this end, you need renters insurance, which is a form of coverage that safeguards your personal belongings against unpredictable calamities such as electrical surges, fire, and vandalism.<\/span><\/p>\n

No matter the location of your apartment or condo in Charlotte or Waxhaw, NC, your renters’ insurance policy can protect your finances if disasters strike. Connect with us at Hausmann Insurance & Financial Services today for a customized quote, and learn more about selecting the perfect renters’ insurance policy that befits your needs and budget.<\/span><\/p>\n

What is renters insurance?<\/span><\/strong><\/h2>\n

Renters insurance plan protects tenants and their personal belongings against perils like:<\/span><\/p>\n

    \n
  • Fire<\/span><\/li>\n
  • Theft<\/span><\/li>\n
  • Vandalism<\/span><\/li>\n
  • Windstorm<\/span><\/li>\n
  • Hail<\/span><\/li>\n
  • Lightning<\/span><\/li>\n<\/ul>\n

    Renters insurance gives you inner peace of mind by knowing that your belongings get shielded if they are stolen or damaged by covered perils. Visit us today at Hausmann Insurance & Financial Services offices and talk to our passionate agents about acquiring renters’ insurance coverage.<\/span><\/p>\n

    What does renters’ insurance cover?<\/span><\/strong><\/h3>\n

    Renters insurance provides the below protection: <\/span><\/p>\n

      \n
    • Content coverage: <\/span><\/strong>This form of policy protects your clothing, furniture, and other possessions from covered disasters such as lightning, windstorm, explosion, and vandalism.<\/span><\/li>\n
    • Additional living expenses (ALE):<\/span><\/strong> It pays for reimbursement for additional living expenses when your apartment is uninhabitable after a covered calamity strikes.<\/span><\/li>\n
    • Personal liability coverage<\/span><\/strong>: Covers property damage or inflicted bodily injuries that arise from an accident at your premises. It also pays for damages that your household pets have propagated.<\/span><\/li>\n
    • Medical payments coverage:<\/span><\/strong> It reimburses medical expenses for anyone injured while on your premises.<\/span><\/li>\n<\/ul>\n

      What does renters insurance not cover?<\/span><\/strong><\/h3>\n

      While renters insurance protects you against several perils, it won’t cover the below:<\/span><\/p>\n

        \n
      • Valuables like jewelry<\/span><\/li>\n
      • Home business<\/span><\/li>\n
      • Motorized vehicles<\/span><\/li>\n<\/ul>\n

        Are you seeking renters’ insurance in Charlotte and Waxhaw, NC? Call or visit our Hausmann Insurance & Financial Services offices for a quote.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

        Many uninsured renters in Charlotte and Waxhaw, NC, live under the belief that their landlord insurance shields their possessions against calamities. The ultimate truth is that your landlord policy does not protect tenants. To this end, you need renters insurance, which is a form of coverage that safeguards your personal belongings against unpredictable calamities such […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[12,11,13],"class_list":["post-24","post","type-post","status-publish","format-standard","hentry","category-renters-insurance","tag-charlotte","tag-hausmann-insurance-financial-services","tag-waxhaw-nc"],"_links":{"self":[{"href":"https:\/\/www.hausmanninsagency.com\/blog\/wp-json\/wp\/v2\/posts\/24","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hausmanninsagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hausmanninsagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hausmanninsagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hausmanninsagency.com\/blog\/wp-json\/wp\/v2\/comments?post=24"}],"version-history":[{"count":1,"href":"https:\/\/www.hausmanninsagency.com\/blog\/wp-json\/wp\/v2\/posts\/24\/revisions"}],"predecessor-version":[{"id":25,"href":"https:\/\/www.hausmanninsagency.com\/blog\/wp-json\/wp\/v2\/posts\/24\/revisions\/25"}],"wp:attachment":[{"href":"https:\/\/www.hausmanninsagency.com\/blog\/wp-json\/wp\/v2\/media?parent=24"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hausmanninsagency.com\/blog\/wp-json\/wp\/v2\/categories?post=24"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hausmanninsagency.com\/blog\/wp-json\/wp\/v2\/tags?post=24"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}